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Home Buying Services

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Are You Ready To Make The First Step Towards Owning A Home?

Some Questions to Answer for Future Homeowners.

Owning a home is the dream of most people, but not all. When buying a home, you will need to do some prioritizing. You will want to create a list of your must-have and want-to-have in a home. The wants may not all be obtainable due to location. We will cover the home location's later, and I am sure you have heard of the saying, “Location, Location, Location.” That saying in the housing market means dollars. 

When buying a home, you will want to make sure you are financially and mentally ready for the future responsibilities that come with homeownership.

Home ownership has some significant benefits as to be able to paint the interior and exterior of your home any color you like and to be able to have pets in most areas, but not all. However, these privileges are excellent and available to homeowners, they have things you need to be ready for such as the responsibility of paying your mortgage, taxes and being able to afford to maintain your home, so it doesn’t have issues. One thing you will need to do is to be able to manage your expectations, also to be financially responsible for making sure you can afford all circumstances that may arise when owning a home. 

You may feel it would be a great idea to jump in and look at as many homes as possible to create an idea of what you want and needs are in a home. You will want to consider somethings before deciding which house to buy. Things to consider, your lifestyle, current and anticipated housing needs and a responsible budget. Some advice is to create a list of features you want to have and a list of what you need to have in a home; by doing this, you will discover strikethrough and circle policy of list building will hone in on the perfect home. You will see that there is a delicate balance between your “nice-to-haves” and your “must-haves.”

Here is the how much can I afford question?
You are the creator of your wealth so don’t just stop trying to be more successful figure out ways to become more successful so you can afford your “dream home.” Right now you may not be able to provide your dream home, so the strikethrough policy may need to happen more than you anticipated at this time, but don’t let that stop you in fulfilling your dream of home ownership. 

Sacrificing a significant portion of your income to own a better home can quickly become a burden of owning a home rather than a sense of pride in being a homeowner. I recommend being modest and buying a home you can afford so you can still take those family trips and other things in life instead of being house poor. If you want to buy your dream home in the future, you may need to sacrifice and save for a better home in a few years.

What is right for you right now?
Here is a list of things you may want to consider when buying a home. Are you someone who enjoys cooking, if so you may appreciate a nicely equipped kitchen area. If your someone who likes to get dirty and is into gardening, you may want a home with some space outside where you can build a beautiful garden area. Is a home office a need of yours? You may want to consider a house with an office/den or bonus room and on the sacrifice side of it a master bedroom with plenty of room for your office to be in there. You may be someone with several cars, think about a home with a garage that is large enough for a couple of vehicles and adequate room for your tools. That was a list you may want to add as your search guide. 

As we move on, you may want to consider your future needs, and think about how long you plan to live in this particular home? Are you currently single or are you in the process or already married? If so do you have kids? If your single, schools may not be something in which you would have been considering. You may want to consider schools if your thinking about the future. If your married, schools districts may rank high on your priority list. 

Also, think about your parents and their age. You may consider possible living quarters that will accommodate your parents as well. Do you want them living in the same home or do you want them to have their own “mothers-in-law quarters?” These aren't all the things to consider as the list shall go on!

When buying a home, there are so many things to consider; I will continue to point out to you so you can easily refer back to this page as you make your list. As I stated before about location, this may be one of the most significant features to consider when buying a home. 

Now for location, think about how long it will take you to get to work. Some other things to think about regarding evaluating this matter is, schools, medical facilities, fire protection, police stations, traffic to include parking, trash/garbage collection, shopping stores, recreational facilities, and the list goes on. As a real estate professional, this is just part of my duties when assisting clients of mine.

As a buyer and doing all of this on your own could be very difficult. Talking to a Realtor about the things which are essential to you and your family. Nowadays the benefits everyone has is the internet. People can browse for homes 24/7 and see the houses you like and even the ones you dislike. Working with a Realtor like myself, I would provide you an extreme amount of value by analyzing all the data about homes you see and narrow down the choices by examining what it is you like. I will also be answering questions you have about properties, scheduling showings, and share the market trend and local information. Once we find that perfect home, you want to purchase. 

I will recommend to you and send you information about top-notch loan officers and title and escrow companies. I will then be writing up offers that are beneficial to you. 

After all the tactical negotiating on your behalf to come to accepted offer to purchase the home of your choosing. Here is just a touch of what I will continue to do for you during the purchasing process. I will schedule the home inspections, re-inspections, sharing professional expertise, and taking care of all the paperwork and legwork that is involved in a real estate transaction.

TIPS when considering a home:  When in the planning process here are a few things to consider. Do you want to live in a condominium or townhouse? A co-op or single family home or manufactured home? Does age matter? Do you want to live in an old house, a newer home or a brand new home or does it matter?